the “BULLETRPROOF Buyer” program. Your EDGE to gain leverage as a Buyer in a Competitive Marketplace

At NEO we want to be a catalyst for our clients to have a lifetime of success as homeowners.
How does your mortgage influence this?? - it seems a little fantastical.
What if your partnership with NEO can help you tell a better story to the seller of the home you want to buy? What if that is the reason your offer gets selected out of the competition?
Let me explain:
This is a tight inventory market, and well-priced homes often get multiple offers, and there is still a LOT of cash buyers out there to compete with.
The Bulletproof Buyer™ is a client who is getting financing through NEO Home Loans, that can demonstrate how our financed offer is just as good as cash. We demonstrate this in a number of ways.
⚡We will move your mortgage file through Underwriting BEFORE you write an offer. This allows us to be one step beyond pre-approved, and actually PRE-UNDERWRITTEN.
⚡Being PRE-UNDERWRITTEN allows us to CLOSE in as quickly as 10 days (which is similar to most cash offers)
⚡We will have an "appraisal gap" strategy in place allowing us to confidently waive our appraisal contingency
⚡We can SAFELY REMOVE CONTINGENCY if you are trying to buy contingent on the sale of another property
⚡We will partner with your Buyers Agent to create a DIGITAL OFFER STRATEGY that will tell all the nuances of our story and ability to execute as promised.
This will give you an edge against other competing offers - and if you're the only offer - this will give you more credibility and leverage to negotiate more favorable terms.

Reviews

"I can’t believe how many times James has helped me to understand my options for buying a home. I have called him several times over the years and asked him to give me options for home buying and to simplify my loan options. I always hang up feeling very grateful for the time, the patience and the choices he comes up with. James looks at the big picture and explains every detail I need to make an informed decision. He listens and makes the world of home buying not so complicated. I would recommend James Adair to anyone. He is a master communicator. He is kind and very knowledgeable."

tracy livermore

"James and Jessica did a great job, and fit perfect for me as a first time home buyer. James discussed multiple options and helped me find a loan package that balanced both long term wealth with near term affordability. James helped me to understand the mortgage process more thoroughly, and even screenshared the exact interface that he used to lock in rates. To top it off, he attended closing with me at the escrow office and participated real time with questions I had on the final documents. 10/10 - would make a large financial decision with them again"

robert holt

"James has guided me through two home purchases. He connected me with the real estate that he felt would fit the property type I was looking for, which has also been a great success. He and his team make the home buying process a breeze."

n warren